Punjab Kisan Card Scheme 2025 Update: Complete Guide, Eligibility & How to Apply
The Punjab Kisan Card Scheme is a flagship initiative by the Punjab government to provide financial assistance to farmers for purchasing agricultural inputs. Recently, Chief Minister Punjab Maryam Nawaz Sharif announced a major update—doubling the loan limit from Rs. 100,000 to Rs. 300,000—to help farmers boost productivity.
Table of Contents
1. What is the Punjab Kisan Card Scheme?
The Kisan Card is a subsidized loan program designed to support small and medium-scale farmers in Punjab. It provides low-interest loans for purchasing:
- Seeds
- Fertilizers
- Pesticides
- Machinery & equipment
The scheme is managed by the Bank of Punjab (BOP) in collaboration with the Punjab Agriculture Department.
🔗 Official Link: Agriculture Punjab – Kisan Card
2. Latest Updates (2025) – Loan Limit Doubled!
The Punjab government has made significant changes to the scheme:
✅ Loan limit increased from Rs. 100,000 to Rs. 300,000
✅ Simplified application process (online & offline)
✅ Subsidized interest rates for small farmers
✅ Flexible repayment options (seasonal installments)
This update aims to reduce financial burdens and enhance crop yields across Punjab.
🔗 News Source: The Express Tribune
3. Eligibility Criteria for Kisan Card
To qualify for the Kisan Card loan, farmers must meet these requirements:
✔ Residency: Must be a resident of Punjab.
✔ Land Ownership: Must own or lease at least 2.5 acres of agricultural land.
✔ Age Limit: Between 21 to 60 years.
✔ Farming Experience: At least 2 years of farming experience.
✔ No Default History: Must not have any previous loan defaults.
4. Required Documents for Application
Farmers need to submit the following documents:
- CNIC (Copy)
- Proof of Land Ownership (Fard / Lease Agreement)
- Recent Passport-size Photograph
- Bank Account Details (If applicable)
- Mobile Number (Registered)
5. How to Apply for Punjab Kisan Card? (Step-by-Step Process)
Method 1: Online Application
1️⃣ Visit the Official Portal: Agriculture Punjab – Kisan Card
2️⃣ Click on “Apply Now” and fill out the form.
3️⃣ Upload Required Documents (CNIC, Land Proof, etc.).
4️⃣ Submit the Application and note the tracking ID.
5️⃣ Verification Process: Agriculture Department officials will verify details.
6️⃣ Approval & Card Issuance: Once approved, collect your Kisan Card from the nearest Bank of Punjab (BOP) branch.
📌 Punjab Kisan Card Scheme 2025 – Key Highlights
| Feature | Details |
|---|---|
| Loan Limit | Rs. 300,000 (Increased from Rs. 100,000) |
| Interest Rate | Only 5% to 9% (Subsidized for small farmers) |
| Repayment Period | 1 to 3 Years (Flexible crop-cycle based installments) |
| Eligibility | – Punjab resident – Minimum 2.5 acres of owned/leased farmland |
| Required Documents | – CNIC copy – Land ownership record (Fard/Lease Agreement) |
| How to Apply | Online: Agriculture Punjab Portal Offline: Bank of Punjab or Agriculture Office |
Method 2: Offline Application
1️⃣ Visit the Nearest Agriculture Office / BOP Branch.
2️⃣ Get the Application Form and fill it manually.
3️⃣ Attach Required Documents.
4️⃣ Submit to the Bank/Agriculture Department.
5️⃣ Wait for Approval (7-14 days).
6️⃣ Receive SMS Notification and collect your card.
6. Loan Limit & Interest Rate
- Loan Limit: Rs. 300,000 (previously Rs. 100,000)
- Interest Rate: 5% to 9% (subsidized for small farmers)
- Repayment Period: 1 to 3 years (flexible installments)
پنجاب کسان کارڈ اسکیم کے تحت کسانوں کو 3 لاکھ روپے تک قرضہ دیا جاتا ہے، جس سے وہ بیج، کھاد اور زرعی آلات خرید سکتے ہیں۔ یہ اسکیم چھوٹے اور درمیانے کسانوں کے لیے ہے، جس میں کم سود اور آسان ادائیگی کی سہولت موجود ہے۔ درخواست دینے کے لیے پنجاب ایگریکلچر ڈیپارٹمنٹ یا بینک آف پنجاب سے رابطہ کریں۔
7. FAQs – Punjab Kisan Card Scheme
Conclusion
The Punjab Kisan Card Scheme 2025 is a game-changer for farmers, offering Rs. 300,000 loans at low interest rates. By following this guide, eligible farmers can easily apply and benefit from this initiative.
🔗 Apply Now: Agriculture Punjab – Kisan Card
🔗 Latest News: The Express Tribune
For further queries, visit your nearest Agriculture Department office or call 0800-29000.
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