BISP Launches Digital Payments via RAAST: Pilot Program Begins in 7 Districts June 2025 update
The Benazir Income Support Programme (BISP) RAAST Digital Payments is taking a monumental leap toward digital financial inclusion by launching a RAAST-based payment system for its beneficiaries. This pilot program, set to begin in seven selected districts across Pakistan, aims to revolutionize how financial aid is disbursed—making transactions faster, more secure, and more transparent for over 10 million recipients.
In a high-level meeting chaired by BISP Chairperson Senator Rubina Khalid and attended by Karandaaz Pakistan’s Chief Digital Officer, Sharjeel Murtaza, key stakeholders discussed the roadmap for this digital transformation. The initiative BISP RAAST Digital Payments aligns with the State Bank of Pakistan’s (SBP) vision for a cashless economy and leverages RAAST, Pakistan’s instant digital payment system, to streamline welfare disbursements.
🔗 Official Sources:
📌 What is BISP RAAST Digital Payments & Why is BISP Adopting It?
RAAST, developed by the State Bank of Pakistan (SBP), is an instant payment system designed to facilitate low-cost, secure, and real-time digital transactions. By integrating RAAST into BISP’s payment infrastructure, the program aims to:
✅ Speed up disbursements – Eliminate delays caused by manual cash handling.
✅ Reduce fraud risks – Biometric verification ensures only legitimate beneficiaries receive funds.
✅ Enhance transparency – Every transaction is digitally recorded, minimizing corruption.
✅ Promote financial inclusion – Especially for women in rural areas who lack access to traditional banking.
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🤝 Key Highlights of BISP RAAST Digital Payments from the BISP-Karandaaz Meeting
The recent meeting at BISP Headquarters laid the groundwork for the pilot launch. Key takeaways include:
1. Biometric Verification Remains Mandatory
Senator Rubina Khalid emphasized:
“Mobility and biometric verification are non-negotiable. We must ensure that beneficiaries receive funds securely and without intermediaries.”
2. Mobile Wallet Pilot in Low-Workload Areas
To test efficiency, mobile wallet payments will be introduced in select regions with:
- Lower transaction volumes
- Better digital infrastructure
- Higher financial literacy
3. Step-by-Step Rollout Strategy
The pilot will first launch in seven districts, allowing BISP to:
- Monitor system performance
- Gather beneficiary feedback
- Refine processes before nationwide expansion
🔗 Also Read: How to Check BISP Payment Online (2025 Guide)
📍 Which Districts Are Included in the Pilot BISP RAAST Digital Payments ?
While the exact districts are yet to be officially confirmed, they will likely be selected based on:
✔ Low operational workload (to minimize initial risks)
✔ Strong mobile banking penetration (for smooth mobile wallet testing)
✔ Existing digital payment infrastructure (agent networks, banking access)
Once finalized, BISP will announce the locations via its official portal and SMS alerts to beneficiaries.
🔗 For Updates: BISP 8171 Web Portal
💡 Benefits of BISP RAAST Digital Payments
Switching to digital payments offers multiple advantages:
1. Faster & More Convenient Transactions
- No long queues at payment centers.
- 24/7 access to funds via mobile phones.
2. Reduced Fraud & Leakage
- Biometric authentication prevents identity theft.
- Digital records eliminate ghost beneficiaries.
3. Financial Empowerment for Women
- Direct bank/mobile wallet transfers give women greater control over funds.
- No reliance on male family members to collect cash.
4. Cost-Effective for the Government
- Lower administrative costs compared to cash disbursements.
- Efficient tracking of fund utilization.
🔗 Read More: BISP New Payment Method 2025
❓ Frequently Asked Questions (FAQs)
1. When will the BISP RAAST Digital Payments start?
The pilot phase begins in May-June 2025 in seven districts, with nationwide expansion expected by late 2025.
2. Will beneficiaries still need biometric verification?
Yes. NADRA’s biometric system remains mandatory to prevent fraud.
3. What if a beneficiary doesn’t have a bank account?
BISP is exploring mobile wallet options for those without bank access.
4. How is Karandaaz supporting this initiative?
Karandaaz provides technical expertise, funding, and digital payment solutions to ensure smooth implementation.
🔗 More FAQs: BISP Helpline 0800-26477
کا ڈیجیٹل انقلاب! راسٹ کے ذریعے 7 اضلاع میں تیز اور محفوظ ادائیگیوں کا آغاز۔ BISP
فوائد
✔ ادائیگیوں میں تیزی اور شفافیت
✔ دھوکہ دہی کے امکانات میں کمی
✔ خواتین کو براہ راست مالی معاونت تک رسائی
✅ Conclusion: BISP RAAST Digital Payments A New Era for Social Welfare in Pakistan
BISP’s shift to RAAST-powered digital payments marks a historic step toward transparency, efficiency, and financial inclusion. By reducing reliance on cash and intermediaries, this system ensures that aid reaches the right people—securely and swiftly.
As the pilot rolls out, millions of underprivileged families—particularly women—stand to benefit from faster, safer, and more dignified financial support. If successful, this model could set a new benchmark for social welfare programs across Pakistan.
Stay tuned for updates on the official BISP website and SMS alerts!
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